Finance

Tax refund bank cards help get cash for unbanked

Between electronic banking and tax filing, those without bank accounts are having a difficult time with tax returns. There is a recommendation from the Treasury Department to give income tax refund debit bank cards out to help this. The "unbanked" or "underbanked" are the people who don't have any kind of banking account. These ...

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Having a low credit score could make you one who stops economic recovery

Credit plays a central role within the U.S. economy. Credit scores are within the very same boat as the economic recovery appears to be. Individuals haven't been paying much of their debt lately. This is circumstantial for numerous, such as with a job loss. Numerous individuals quit paying their debt since the loss of money ...

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Wells Fargo taking Finance Division out of the mix

After heavy subprime mortgage losses, Wells Fargo has announced the closure of the Finance Division. Only about 3,800 of the 14,000 jobs in the Finance Division could be lost. Wells Fargo will nevertheless offer line-of-credit loans and other financial products -- just not through a separate division. The Wells Fargo Finance Division's work Wells Fargo Banking and ...

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Real debt reduction takes careful debt consolidation

To simplify your debt, debt consolidation loans work. But it’s only the first step on your way to debt relief. You have to change your spending habits also, or you're simply trying to borrow your way out of debt, which doesn't make any sense regardless how you take a look at it. If bundling all ...

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Housing market not responding – mortgage rates near record lows

Mortgage rates hit the lowest levels of the year this week. Shouldn’t low mortgage rates be good news for the housing market? Existing home prices and existing home sales were up in April -- one more bit of good news, right? But despite the attractive mortgage rates, mortgage applications plummeted following the home buyer tax ...

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